Personal Loan - My Blog

Personal Loan

Personal Loan

The main characteristic of a personal loan is that it is not secured by collateral which means you don’t have to use your car or real estate to back up the loan and for this reason they are also known as unsecured loans. Unlike bank loans, an unsecured loan is not guaranteed by any type of property, these loans are bigger risks for lenders and, as such, typically have higher interest rates than secured loans. Althought the interest rates are higher, the rates may still be lower than those of credit cards. From consolidating debt to funding investments or to cover some daily or urgent needs, a personal loan might be a good option for you.




  • Why choose us
  • Our Process

At Keith Credit, we understand that it’s not just important to get you the money you need, but it’s just as important to do it fast. We offer various features in our personal loans to ensure that you won’t regret getting the financial help from us. One of these features is ensuring that our repayment plans are flexible and easy. Taking a loan and planning for its repayment couldn’t be much easier than with us.

Our loan tenure is ranged from minimum 2 Months(61 days) onwards to maximum of 18 months and The Annual Percentage Rate (APR) of our Personal Loan is minimum 12% to maximum of 34% per annum on reducing interest rate for 1 years tenure.




Apply For A Personal Loan




Eligibility

For more information about our services and how we can assist, you can contact us by email at sale@keith-credit.com.


  • Singaporean, Permanent Residents
  • Min. 21 years old and above
  • NRIC
  • Currently Employed
  • Latest 3 months payslip
  • Latest 6 months or more CPF Contribution Statement
  • Income Tax Statement
  • Original PUB or Mobile bill reflecting your residential address
  • Not an undischarged bankrupt, nor facing any bankruptcy proceeding